Okay, so I've actually changed my mind. I know, who'd have thought? Right?
I have decided instead to go with a Janome Memory Craft 5200 sewing machine. I can obtain one for very similar pricing to the other two. It doesn't come with as many freebies as the Brother machine does, but overall a Janome from what I have been able to source IS the better of the two machines!
Now I just have to be patient until Tax time .. *snortz*